NPS Calculator India
Calculate NPS maturity amount, pension wealth and estimated monthly pension online using the National Pension System calculator.
Last updated: 2026-05-20
Free Online NPS Calculator India
Use this free online nps calculator india tool directly in your browser without installing software. Fast, mobile friendly and easy to use.
NPS Investment Details
NPS Investment Breakdown
| Investment Duration | 30 Years |
| Total Investment | ₹18,00,000 |
| Wealth Gained | ₹95,96,627 |
| Annuity Purchase Amount | ₹45,58,651 |
| Retirement Corpus | ₹1,13,96,627 |
Important Notes
- Actual NPS returns depend on market performance and fund allocation.
- At least 40% of corpus is currently required for annuity purchase.
- Pension amount varies based on annuity provider and rates.
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About This Tool
About NPS Calculator
This free online NPS Calculator helps you estimate retirement corpus, lump sum withdrawal and monthly pension under the National Pension System (NPS).
NPS is a government-backed retirement savings scheme in India that helps individuals build retirement wealth.
How NPS Works
Investors contribute regularly during their working years. At retirement, part of the corpus can be withdrawn as lump sum and the remaining amount is used to purchase annuity.
Frequently Asked Questions
What is NPS?
NPS (National Pension System) is a long-term retirement savings scheme regulated by PFRDA in India.
Can I withdraw full NPS amount at retirement?
Currently, up to 60% can be withdrawn as lump sum while at least 40% must be used for annuity purchase.
What is annuity in NPS?
Annuity is a pension product that provides regular monthly income after retirement.
Is this NPS Calculator free?
Yes. This NPS Calculator is completely free to use online.
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